I did not create the "labels" Imperial or "Teacup." These words were already set in stone before I ever came on board. I picked up the terms only because potential customers were asking me for "Imperial Size" or "Teacup Size." I RARELY get a request...
Your credit is bad. Perhaps you have a string of unpaid bills haunting your past. Maybe you declared bankruptcy within the past 10 years, or defaulted on a student loan....